Savings rates are computed based on the average monthly account balance.  For regular share accounts and IRA, an account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter.

BalanceRegular Shares
APR*
Regular Shares APY**IRA Accounts
APR*
IRA Accounts APY**
Under $500.000.000%0.000%0.000%0.000%
$500 – $4,999.991.000%1.004%1.500%1.508%
$5,000 – $9,999.991.500%1.508%2.000%2.013%
$10,000 – $24,999.991.750%1.760%2.250%2.269%
$25,000 – $49,999.992.000%2.013%2.500%2.524%
$50,000 – $99,999.992.500%2.524%3.000%3.034%
$100,000 – 249,999.993.000%3.034%3.500%3.546%
$250,000 Up3.500%3.546%4.000%4.060%
Christmas Shares
(Balances $500+)
1.000%1.004%
Share Drafts (Checking)0.000%0.000%

Rates are not guaranteed for the next quarter.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield

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