BalanceRegular Shares
Regular Shares APY**IRA Accounts
IRA Accounts APY**
Under $500.000.000%0.000%0.000%0.000%
$500 – $4,999.990.120%0.120%0.120%0.120%
$5,000 – $9,999.990.120%0.120%0.150%0.150%
$10,000 – $24,999.990.120%0.120%0.150%0.150%
$25,000 – $49,999.990.120%0.120%0.180%0.180%
$50,000 – $249,999.990.120%0.120%0.200%0.200%
$250,000 Up0.000%0.000%0.250%0.250%
Christmas Shares0.000%0.000%
Share Drafts (Checking)0.000%0.000%

Savings rates are computed based on the average monthly account balance.  For regular share accounts and IRA, an account may earn dividend credit at multiple rates if the average monthly balance falls into different tiers during each month of the quarter.

Rates are not guaranteed for the next quarter. Beginning with the quarter ending 12/31/2020, we do not paying dividends on balances over $250,000 due to the current economic situation.

*APR = Annual Percentage Rate
**APY = Annual Percentage Yield